Compare and choose one of 3 lenders.

Information about lenders
Soscredit.ph - SOSCREDIT

Address: Philippines

Phone number: -

E-mail: info@soscredit.ph

Max APR: 180%

Term: 3 months - 1 year

Cost example: Loan of 2400 ₱ for 3 months, monthly payment 870 ₱, total amount 2610 ₱, annual percentage rate APR 145%.

Cashexpress.ph - CASH-EXPRESS PHILIPPINES FINANCING INC.

Address: Level 10-1 One Global Place 25th Street Cor. 5th Avenue, Fort Bonifacio, Taguig City

Phone number: (632) 7902 73 90

E-mail: info@cash-express.ph

Max APR: 72.635%

Term: 62 days - 3 months

Cost example: Loan of 1000 ₱ for 3 months, monthly payment 905.63 ₱, total amount 2716.9 ₱, annual percentage rate APR 72.635%.

Digido.ph - DIGIDO FINANCE CORP.

Address: Units P107003R, P107007R, P107008R, Level 7 Cyberpark Tower1, 60 Gen. Aguinaldo Ave., Cubao, Quezon City, Philippines 1109

Phone number: (02) 8876 84 84

E-mail: dpo@digido.ph

Max APR: 59.9%

Term: 62 days - 6 months

Cost example: Loan of 11000 ₱ for 3 months, monthly payment 6350.67 ₱, total amount 19052 ₱, annual percentage rate APR 59.9%

Loans online can be a good and quick solution if you need additional funds. Compare lenders, apply for a loan and get money in your bank account!


General Terms and Conditions for the borrower


Requirements for the borrower:

  • Permanent resident of Philippines aged 18-75 with any credit history, account in a Philippines bank and active telephone number.

Terms of receiving a loan:

  • The first loan is possible from 1000 ₱ to 10000 ₱ with a 0% commission if the loan is repaid on time. Lenders offer different repayment periods at a discount of -100% on commission fee, more information on each lender's website.
  • The first time you apply for a loan online, you must register and agree to the terms of the loan.
  • Upon receiving the receipt of a loan application, the lender reviews the application and, in the event of a positive response, transfers the money to the bank account from which the registration payment was made. It can take up to 15 to 30 minutes for you to receive the money in your bank account after applying for a loan.
  • When borrowing repeatedly, the borrower does not have to pay the registration fee, just choose the amount of money and the repayment term.

Annual Percentage Rate (APR)

The annual percentage rate of charge is the total cost of the credit, which usually includes the interest rate, the fee and other charges for the year, or other similar rate calculated in accordance with local law, expressed as a percentage. The annual percentage rate calculation does not include the costs of defaulting on the credit agreement.

Penalty or renewal policy information

If the loan is not repaid on time, the lender may charge a penalty of the total amount for each day of delay. In the event of late repayment without the agreement of the lender, the lender may unilaterally transfer the debt collection to third party companies.

Repaying the loan on time creates a good credit score that increases your chances of getting a better loan in the future.

Borrow responsibly

Quick loan online will be suited for you if

  • There are unplanned costs, but you need to pay for a service or purchase now.
  • There are no debt payments.
  • If the loan payment does not exceed 40% of your monthly income.

Quick loan online will not be suited for you if

  • The loan is taken to repay other debt obligations.
  • If you are planning a purchase that does not fit your financial situation.
  • If you know for certain that you will not be able to repay the loan within the stated time.

Borrow responsibly when evaluating repayment options. Before borrowing, read the terms and conditions of your credit agreement to make sure you can meet them.

Breakdown of online loans

What is a quick loan?

Why chose online loans

What is a consumer loan?

Why choose a consumer loan?

What is a loan with 100% discount or interest-free loan

What is a jobless loan

What is a loan over the age of 18

Things to look out for when choosing a lender online

Conditions of receiving a loan

Can there be multiple loans at the same time

What kind of documents do you need to receive a loan

Is it possible to apply for an additional amount on an existing loan

How fast will the money be deposited on my bank account

Is it possible to borrow if you already have another loan from a bank or other credit institution

How fast will I receive the decision

Why did the lender reject the loan

How much money can I borrow

Can I repay the loan in installments?

How much does it cost to extend an online loan repayment term?

Where can I make the loan payments

What information should be included in the payment purpose when making a loan payment

How long is the lender's contract kept in the lender's database

The website Loans365.ph is an independent broker that provides consumers with free information on the special terms of a lender's loan agreement and other relevant information. Loans365.ph does not issue loans and is not a lender. On the website, the peer-to-peer lenders have a special license to provide the consumer credit service.

Maximum percentage interest rate (APR): 180%. Loan term: from 62 days to 12 months. Cost example: Loan of 2400 ₱ for 3 months, monthly payment 870 ₱, total amount 2610 ₱, annual percentage rate APR 145%.