Frequently asked questions

Frequently Asked Questions content is informative. You can find the current service prices and all conditions on the website of each lender.

Breakdown of online loans

What is a quick loan?

Why chose online loans

What is a consumer loan?

Why choose a consumer loan?

What is a loan with 100% discount or interest-free loan

What is a jobless loan

What is a loan over the age of 18

Things to look out for when choosing a lender online

Conditions of receiving a loan

Can there be multiple loans at the same time

What kind of documents do you need to receive a loan

Is it possible to apply for an additional amount on an existing loan

How fast will the money be deposited on my bank account

Is it possible to borrow if you already have another loan from a bank or other credit institution

How fast will I receive the decision

Why did the lender reject the loan

How much money can I borrow

Can I repay the loan in installments?

How much does it cost to extend an online loan repayment term?

Where can I make the loan payments

Is it possible to repay the loan sooner

What information should be included in the payment purpose when making a loan payment

How long is the lender's contract kept in the lender's database

The website Loans365.ph is an independent broker that provides consumers with free information on the special terms of a lender's loan agreement and other relevant information. Loans365.ph does not issue loans and is not a lender. On the website, the peer-to-peer lenders have a special license to provide the consumer credit service.

Maximum percentage interest rate (APR): 180%. Loan term: from 62 days to 12 months. Cost example: Loan of 2400 ₱ for 3 months, monthly payment 870 ₱, total amount 2610 ₱, annual percentage rate APR 145%.