Before talking about a loan with a bad credit history, you first need to understand the concepts of credit history and bad credit history and how they develop!
Your credit history is based on the loans you take and the information on how you have repaid them. A bad credit history is formed if you have not performed your obligations rightfully and the lending company submits this information to the Bank of Philippines in accordance with the Credit Register of the Bank of Philippines. There are also private debtors' registers in Philippines, which are mostly created by collection companies.
If you have unpaid loans, or you know that your data is in one of the debtors' registers, you probably wonder if you can get a loan with a bad credit history?! This is a matter for the loan company, whether it is the company's position or whether it is granted to a person with a bad credit history. In such a situation, the company may require a guarantor, a pledge, or a higher interest rate on the loan.
In any case, no one can stop you from registering on one of the fast lender websites and try to get a loan if you have a bad credit history. It is very likely that this bad credit history was several years ago and you are currently receiving good pay, which the lender companies also take into account when issuing a loan. Loans with bad credit history are not an impossible mission, just find the right lender and take into consideration that the loan has to be repaid!